/* ── SCROLL PROGRESS ────────────────────────────────────────── */
    #scroll-bar {
      position: fixed; top: 0; left: 0; z-index: 9999;
      height: 3px; width: 0%;
      background: linear-gradient(90deg, #1565C0, #D94040, #9CA3AF);
      transition: width .1s linear; pointer-events: none;
    }

    /* ── DESIGN TOKENS ──────────────────────────────────────────── */
    :root {
      --g900: #0A2558;
      --g800: #0D3380;
      --g700: #1565C0;
      --g600: #1976D2;
      --g200: #BBDEFB;
      --g100: #DDEEFF;
      --g50:  #F0F7FF;
      --gold:       #9CA3AF;
      --gold-light: #D1D5DB;
      --gold-pale:  #F3F4F6;
      --gold-dark:  #6B7280;
      --white: #FFFFFF;
      --ink:   #111827;
      --gray-700: #374151;
      --gray-500: #6B7280;
      --gray-400: #9CA3AF;
      --gray-300: #D1D5DB;
      --gray-200: #E5E7EB;
      --gray-100: #F3F4F6;
      --gray-50:  #F9FAFB;
      --sh-sm: 0 1px 3px rgba(0,0,0,.06);
      --sh-md: 0 4px 20px rgba(0,0,0,.09);
      --sh-lg: 0 12px 48px rgba(0,0,0,.13);
      --r: 10px; --rl: 18px; --rx: 26px; --t: .3s ease;
    }

    *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
    html { scroll-behavior: smooth; }
    body {
      font-family: 'Poppins', sans-serif;
      color: var(--ink); background: var(--white);
      line-height: 1.6; overflow-x: hidden;
      -webkit-font-smoothing: antialiased;
    }
    ::selection { background: rgba(21,101,192,.15); color: var(--g900); }
    :focus-visible { outline: 2.5px solid var(--gold); outline-offset: 3px; border-radius: 4px; }
    img { display: block; max-width: 100%; height: auto; }
    a { text-decoration: none; color: inherit; }
    ul { list-style: none; }
    button { font-family: inherit; cursor: pointer; }
    .wrap { width: 100%; max-width: 1200px; margin: 0 auto; padding: 0 28px; }

    /* ── TYPOGRAPHY ─────────────────────────────────────────────── */
    .label {
      display: inline-block; font-size: 12px; font-weight: 700;
      letter-spacing: .6px; text-transform: uppercase;
      color: var(--gray-700);
      border-left: 3px solid var(--g700); padding-left: 10px; line-height: 1.4;
    }
    .label.gold   { color: rgba(255,255,255,.75); border-color: var(--gold); }
    .label.white  { color: rgba(255,255,255,.6);  border-color: rgba(255,255,255,.4); }
    .label.blue   { color: var(--g700); border-color: var(--g700); }

    .h2 { font-size: clamp(24px, 3vw, 34px); font-weight: 700; color: var(--ink); line-height: 1.25; margin-top: 10px; letter-spacing: -.3px; }
    .h2.white { color: var(--white); }
    .body-lg { font-size: 15.5px; color: var(--gray-500); line-height: 1.78; margin-top: 14px; }
    .body-lg.white { color: rgba(255,255,255,.72); }

    /* ── BUTTONS ─────────────────────────────────────────────────── */
    .btn {
      display: inline-flex; align-items: center; gap: 9px;
      padding: 12px 24px; border-radius: 8px;
      font-size: 15px; font-weight: 500;
      border: 2px solid transparent;
      transition: all var(--t); white-space: nowrap;
    }
    .btn-primary { background: var(--g700); color: var(--white); border-color: var(--g700); border-radius: 6px; }
    .btn-primary:hover { background: var(--g800); border-color: var(--g800); transform: translateY(-1px); box-shadow: 0 6px 20px rgba(13,48,128,.3); }
    .btn-sm { padding: 10px 22px; font-size: 13.5px; }
    .btn-ghost { background: rgba(255,255,255,.15); color: var(--white); border-color: rgba(255,255,255,.5); border-radius: 6px; backdrop-filter: blur(4px); font-weight: 600; }
    .btn-ghost:hover { background: rgba(255,255,255,.26); border-color: rgba(255,255,255,.75); }
    .btn-outline { background: transparent; color: var(--g700); border-color: var(--g700); border-radius: 6px; }
    .btn-outline:hover { background: var(--g700); color: var(--white); transform: translateY(-1px); }
    .btn-white-solid { background: var(--white); color: var(--g900); border-color: var(--white); border-radius: 100px; font-weight: 700; }
    .btn-white-solid:hover { background: var(--g50); transform: translateY(-1px); box-shadow: 0 6px 20px rgba(0,0,0,.15); }
    .btn svg { width: 16px; height: 16px; flex-shrink: 0; }

    /* ── SCROLL ANIMATION ────────────────────────────────────────── */
    .js .rise { opacity: 0; transform: translateY(26px); transition: opacity .6s cubic-bezier(.22,.61,.36,1), transform .6s cubic-bezier(.22,.61,.36,1); }
    .js .rise.in { opacity: 1; transform: none; }
    .d1 { transition-delay: .08s; } .d2 { transition-delay: .16s; }
    .d3 { transition-delay: .24s; } .d4 { transition-delay: .32s; }
    .d5 { transition-delay: .4s; }  .d6 { transition-delay: .48s; }

    /* ── NAVBAR ──────────────────────────────────────────────────── */
    .container { width: 100%; max-width: 1200px; margin: 0 auto; padding: 0 28px; }
    .navbar {
      position: sticky; top: 0; z-index: 1000;
      background: rgba(255,255,255,.97); backdrop-filter: blur(12px);
      border-bottom: 1px solid var(--gray-100); transition: box-shadow var(--t);
    }
    .navbar.scrolled { box-shadow: 0 2px 24px rgba(0,0,0,.09); }
    .navbar.scrolled::after {
      content: '';
      position: absolute; bottom: 0; left: 0; right: 0;
      height: 2px;
      background: linear-gradient(90deg, var(--g700), var(--gold), var(--g700));
      opacity: .6;
    }
    .nav-inner { display: flex; align-items: center; justify-content: space-between; height: 72px; }
    .nav-logo { flex-shrink: 0; min-width: 0; }
    .nav-logo img { height: 42px; width: auto; flex-shrink: 0; }
    .nav-links { display: flex; align-items: center; gap: 0; }
    .nav-item { position: relative; }
    .nav-link {
      display: flex; align-items: center; gap: 4px;
      padding: 9px 14px; font-size: 13.5px; font-weight: 500;
      color: #4B5563; border-radius: 7px; transition: all var(--t); white-space: nowrap;
    }
    .nav-link:hover, .nav-link.active { color: var(--g700); background: var(--g50); }
    @media (max-width: 1280px) {
      .nav-link { padding: 7px 9px; font-size: 12.5px; }
      @media (max-width: 1100px) { .nav-hide-md { display: none; } }
    }
    .nav-link.active { font-weight: 600; }
    .nav-chev { width: 12px; height: 12px; fill: none; stroke: currentColor; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; transition: transform var(--t); }
    .nav-item:hover .nav-chev { transform: rotate(180deg); }
    .dropdown {
      position: absolute; top: calc(100% + 8px); left: 0;
      background: var(--white); border: 1px solid var(--gray-200);
      border-radius: var(--rl); box-shadow: var(--sh-lg);
      min-width: 220px; padding: 8px; opacity: 0; pointer-events: none;
      transform: translateY(10px) scale(.97); transform-origin: top left;
      transition: all .22s cubic-bezier(.22,.61,.36,1); z-index: 200;
    }
    .dropdown::before { content: ''; position: absolute; top: -8px; left: 0; right: 0; height: 8px; }
    .dropdown-item { position: relative; }
    .dropdown-item > a { display: flex; align-items: center; justify-content: flex-start; gap: 8px; }
    .dropdown-item > a svg.sub-chev { width: 11px; height: 11px; flex-shrink: 0; margin-left: auto; transform: rotate(-90deg); opacity: .6; }
    .submenu {
      position: absolute; top: -8px; left: calc(100% + 2px); min-width: 300px;
      background: #fff; border: 1px solid #DDE1E9; border-radius: 18px;
      box-shadow: 0 12px 48px rgba(0,0,0,.13); padding: 14px 8px;
      opacity: 0; pointer-events: none; transform: translateX(-6px);
      transition: opacity .22s ease, transform .22s ease;
      z-index: 210;
    }
    .dropdown-item.hover-open .submenu { opacity: 1; pointer-events: all; transform: none; }
    .submenu-label { font-size: 10.5px; font-weight: 700; letter-spacing: 1.1px; text-transform: uppercase; color: #9AA3B5; padding: 4px 12px 8px; }
    .submenu a { display: block; padding: 9px 12px; font-size: 13.5px; color: #3E4660; border-radius: 8px; transition: background .2s, color .2s; }
    .submenu a:hover { background: #E3F2FD; color: #1565C0; }
    .submenu-divider { height: 1px; background: #EEF0F4; margin: 8px 4px; }
    .nav-item.hover-open .dropdown { opacity: 1; pointer-events: all; transform: none; }
    .dropdown a { display: flex; align-items: center; gap: 8px; padding: 9px 14px; font-size: 13.5px; color: var(--gray-700); border-radius: 8px; transition: all var(--t); }
    .dropdown a::before { content: ''; width: 5px; height: 5px; border-radius: 50%; background: var(--g200); flex-shrink: 0; transition: background var(--t); }
    .dropdown a:hover { background: var(--g50); color: var(--g700); }
    .dropdown a:hover::before { background: var(--gold); }


    .nav-right { display: flex; flex-shrink: 0; align-items: center; gap: 16px; }
    .hamburger { display: none; flex-direction: column; gap: 5px; padding: 6px; border: none; background: none; border-radius: 6px; }
    .hamburger span { display: block; width: 22px; height: 2px; background: var(--gray-700); border-radius: 2px; transition: all var(--t); }
    .hamburger.open span:nth-child(1) { transform: rotate(45deg) translate(5px,5px); }
    .hamburger.open span:nth-child(2) { opacity: 0; transform: scaleX(0); }
    .hamburger.open span:nth-child(3) { transform: rotate(-45deg) translate(5px,-5px); }
        /* ── MOBILE ACCORDION DRAWER ─────────────────────────────────── */
    .mobile-nav {
      display: none;
      background: var(--white);
      border-top: 1px solid var(--gray-100);
      box-shadow: 0 14px 36px rgba(0,0,0,.10);
      text-align: left;
    }
    .mobile-nav.open {
      display: block;
      max-height: 85vh;
      overflow-y: auto;
      -webkit-overflow-scrolling: touch;
    }
    .mobile-nav-inner {
      padding: 12px 24px 28px;
      text-align: left;
    }
    .m-nav-link {
      display: flex; align-items: center; justify-content: flex-start;
      text-align: left;
      padding: 12px 0; font-size: 15px; font-weight: 500;
      color: var(--gray-700); border-bottom: 1px solid var(--gray-100);
      transition: color var(--t), padding-left var(--t);
    }
    .m-nav-link:hover, .m-nav-link.active { color: var(--g700); font-weight: 600; padding-left: 4px; }
    .m-nav-item { border-bottom: 1px solid var(--gray-100); text-align: left; }
    .m-nav-header {
      display: flex; align-items: center; justify-content: space-between;
      width: 100%; text-align: left;
    }
    .m-nav-header .m-nav-link { border-bottom: none; flex-grow: 1; text-align: left; justify-content: flex-start; }
    .m-chev-btn {
      width: 40px; height: 40px; border: none; background: transparent;
      display: flex; align-items: center; justify-content: center;
      color: var(--gray-400); cursor: pointer; border-radius: 6px;
      transition: all var(--t); flex-shrink: 0;
    }
    .m-chev-btn:hover { background: var(--g50); color: var(--g700); }
    .m-nav-chev { width: 14px; height: 14px; transition: transform var(--t); }
    .m-nav-item.open .m-nav-chev { transform: rotate(180deg); color: var(--g700); }
    
    .m-submenu {
      display: none;
      padding: 6px 12px 12px 14px;
      background: var(--gray-50);
      border-radius: 8px;
      margin-bottom: 10px;
      text-align: left;
    }
    .m-nav-item.open .m-submenu {
      display: block;
    }
    .m-submenu a {
      display: flex; align-items: center; justify-content: flex-start;
      text-align: left; gap: 8px;
      padding: 9px 0; font-size: 13.5px; color: var(--gray-600);
      border-bottom: 1px solid rgba(0,0,0,.04);
      transition: all var(--t);
    }
    .m-submenu a:last-child { border-bottom: none; }
    .m-submenu a::before {
      content: ''; width: 5px; height: 5px; border-radius: 50%;
      background: var(--g200); flex-shrink: 0; transition: background var(--t);
    }
    .m-submenu a:hover { color: var(--g700); padding-left: 4px; }
    .m-submenu a:hover::before { background: var(--gold); }
    .mobile-nav .m-cta { margin-top: 18px; display: flex; flex-direction: column; gap: 10px; }
    .mobile-nav .btn { width: 100%; justify-content: center; }

    /* ── MOBILE OUR FUNDS COLLAPSIBLE ──────────────────────────── */
    .mobile-nav details summary { display: flex; align-items: center; justify-content: space-between; gap: 10px; padding: 12px 0; font-size: 15px; font-weight: 500; color: var(--gray-700); border-bottom: 1px solid var(--gray-100); cursor: pointer; list-style: none; }
    .mobile-nav details summary::-webkit-details-marker { display: none; }
    .mobile-nav details summary svg { width: 12px; height: 12px; transition: transform var(--t); flex-shrink: 0; }
    .mobile-nav details[open] summary svg { transform: rotate(180deg); }
    .mobile-nav details .sub-list { padding: 4px 0 8px 14px; }
    .mobile-nav details .sub-list a { border-bottom: none; padding: 8px 0; font-size: 13.5px; font-weight: 400; color: var(--gray-600); }
    .mobile-nav details .sub-list a::before { display: none; }
    .mobile-nav .sub-label { font-size: 10.5px; font-weight: 700; letter-spacing: 1px; text-transform: uppercase; color: var(--gray-400); padding: 8px 0 2px; }

    /* ── HERO ────────────────────────────────────────────────────── */
    .hero {
      position: relative; overflow: hidden;
      background: var(--g900);
      min-height: 480px; display: flex; align-items: stretch;
    }
    .hero-photo { position: absolute; top: 0; right: 0; width: 65%; height: 100%; overflow: hidden; }
    .hero-photo img {
      position: absolute;
      top: 0%;
      right: -20%;
      width: 135%;
      height: auto;
      min-width: 100%;
      max-width: none;
    }
    .hero-photo::after {
      content: ''; position: absolute; inset: 0;
      background: linear-gradient(90deg, var(--g900) 0%, rgba(10,37,88,.92) 14%, rgba(10,37,88,.65) 34%, rgba(10,37,88,.22) 60%, transparent 100%);
    }
    .hero-watermark {
      position: absolute; z-index: 1; top: 50%; left: 20px; transform: translateY(-50%);
      width: 360px; height: 360px; opacity: .05; pointer-events: none;
    }
    .hero-watermark img { width: 100%; height: 100%; object-fit: contain; filter: brightness(0) invert(1); }
    .hero-inner { position: relative; z-index: 2; width: 100%; display: flex; align-items: center; }
    .hero-content { max-width: 640px; padding: 90px 0 100px; }
    .hero-badge {
      display: inline-flex; align-items: center; gap: 9px;
      background: rgba(255,255,255,.1); border: 1px solid rgba(255,255,255,.18);
      border-radius: 100px; padding: 6px 16px 6px 8px;
      font-size: 12.5px; color: rgba(255,255,255,.85); font-weight: 600;
      margin-bottom: 24px; backdrop-filter: blur(4px);
    }
    .hero-badge-pip { width: 26px; height: 26px; border-radius: 50%; background: rgba(255,255,255,.18); display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
    .hero-badge-pip svg { width: 12px; height: 12px; color: var(--white); }
    .hero-title { font-size: clamp(32px, 5vw, 50px); font-weight: 700; color: var(--white); line-height: 1.15; margin-bottom: 18px; letter-spacing: -.5px; }
    .hero-title-line { white-space: nowrap; }
    .hero-title .hero-accent { color: #7EB8FF; }
    .hero-sub { font-size: 15.5px; color: rgba(255,255,255,.76); line-height: 1.78; margin-bottom: 36px; max-width: 640px; }
    .hero-btns { display: flex; flex-wrap: wrap; gap: 12px; }

    /* breadcrumb */
    .breadcrumb-strip { background: var(--g50); border-bottom: 1px solid var(--g100); padding: 12px 0; }
    .breadcrumb { display: flex; align-items: center; gap: 8px; font-size: 13px; color: var(--gray-500); }
    .breadcrumb a { color: var(--g700); font-weight: 500; }
    .breadcrumb a:hover { text-decoration: underline; }
    .breadcrumb svg { width: 14px; height: 14px; flex-shrink: 0; }

    header {
      position: sticky; top: 0; z-index: 1000;
      background: rgba(255,255,255,.97);
    }

    /* ── STICKY SECTION TABS ─────────────────────────────────────── */
    .section-tabs {
      position: sticky; top: 72px; z-index: 900;
      background: rgba(255,255,255,.97); backdrop-filter: blur(10px);
      border-bottom: 1px solid var(--gray-200);
      box-shadow: 0 2px 8px rgba(0,0,0,.06);
    }
    .tabs-inner { display: flex; align-items: center; gap: 0; overflow-x: auto; scrollbar-width: none; scroll-behavior: smooth; -webkit-overflow-scrolling: touch; }
    .tabs-inner::-webkit-scrollbar { display: none; }
    .section-tab {
      display: flex; align-items: center; gap: 7px;
      padding: 14px 18px; font-size: 13px; font-weight: 500; white-space: nowrap;
      color: var(--gray-500); border-bottom: 2px solid transparent;
      transition: all var(--t); cursor: pointer;
    }
    .section-tab:hover { color: var(--g700); background: var(--g50); }
    .section-tab.active { color: var(--g700); font-weight: 600; border-bottom-color: var(--g700); background: var(--g50); }
    .section-tab .tab-dot { width: 6px; height: 6px; border-radius: 50%; background: var(--g200); flex-shrink: 0; transition: background var(--t); }
    .section-tab.active .tab-dot { background: var(--g700); }
    .scroll-hint { display: none; margin: 10px 2px 8px; color: var(--gray-400); font-size: 11px; font-weight: 500; text-align: right; }

    /* ── SECTION HEADERS (reusable) ──────────────────────────────── */
    .sec-header { text-align: center; max-width: 640px; margin: 0 auto 52px; }
    .sec-header .label { margin-bottom: 8px; }
    .sec-header .h2 { font-size: clamp(24px, 3.2vw, 36px); }
    .sec-header .body-lg { max-width: 520px; margin: 14px auto 0; text-align: center; }

    /* ─────────────────────────────────────────────────────────────
       SECTION 1: OVERVIEW (white bg)
    ───────────────────────────────────────────────────────────── */
    #overview { background: var(--white); padding: 72px 0 0; }
    .overview-intro { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; padding-bottom: 64px; }
    .overview-text .h2 { font-size: clamp(26px, 3.2vw, 38px); }
    .overview-text .body-lg { max-width: 100%; }
    .overview-text .body-lg + .body-lg { margin-top: 12px; }
    .overview-badge-row { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 24px; }
    .ov-badge {
      display: inline-flex; align-items: center; gap: 7px;
      padding: 6px 14px; border-radius: 100px;
      border: 1.5px solid var(--g200); background: var(--g50);
      font-size: 12.5px; font-weight: 600; color: var(--g700);
    }
    .ov-badge svg { width: 13px; height: 13px; }
    .overview-visual { position: relative; }
    .overview-img { width: 100%; border-radius: var(--rl); box-shadow: var(--sh-lg); height: 400px; object-fit: cover; }

    /* Three entities strip */
    .entities { background: var(--g700); padding: 28px 0; }
    .entities-grid { display: grid; grid-template-columns: 0.9fr 1.25fr 0.9fr; }
    .entity-cell {
      text-align: center; padding: 24px 16px;
      border-right: 1px solid rgba(255,255,255,.15);
      transition: background var(--t);
    }
    .entity-cell:last-child { border-right: none; }
    .entity-cell:hover { background: rgba(255,255,255,.08); }
    .entity-icon {
      width: 48px; height: 48px; border-radius: 12px;
      background: rgba(255,255,255,.15); border: 1px solid rgba(255,255,255,.2);
      display: flex; align-items: center; justify-content: center;
      margin: 0 auto 12px;
    }
    .entity-icon svg { width: 22px; height: 22px; color: var(--white); }
    .entity-name { font-size: 14.5px; font-weight: 700; color: var(--white); white-space: nowrap; }
    .entity-formerly { font-size: 11.5px; color: rgba(255,255,255,.55); margin-top: 6px; line-height: 1.45; }
    .entity-desc { font-size: 12.5px; color: rgba(255,255,255,.65); margin-top: 4px; }
    .entity-link { display: inline-flex; align-items: center; gap: 5px; margin-top: 12px; font-size: 12px; font-weight: 600; color: var(--gold); transition: gap var(--t); }
    .entity-link:hover { gap: 9px; }
    .entity-link svg { width: 12px; height: 12px; }

    /* Stats strip */
    .stats-strip { background: var(--white); border-top: 1px solid var(--gray-100); border-bottom: 1px solid var(--gray-100); }
    .stats-grid { display: grid; grid-template-columns: repeat(4,1fr); align-items: stretch; }
    .stat-cell {
      display: flex; flex-direction: column; align-items: center; justify-content: flex-start;
      padding: 52px 16px 32px; text-align: center; border-right: 1px solid var(--gray-100); transition: background var(--t);
    }
    .stat-cell:last-child { border-right: none; }
    .stat-cell:hover { background: var(--g50); }
    .stat-icon-wrap { position: relative; width: 48px; height: 48px; margin: 0 auto 14px; }
    .stat-aum-kicker {
      position: absolute; left: 50%; top: calc(100% + 8px); transform: translateX(-50%);
      font-size: 11px; font-weight: 800; letter-spacing: .6px; text-transform: uppercase;
      color: var(--g700); line-height: 1; white-space: nowrap;
    }
    .stat-icon-wrap.has-aum-swap { margin-bottom: 28px; }
    .stat-icon { width: 48px; height: 48px; border-radius: 14px; background: var(--g50); border: 1.5px solid var(--g100); display: flex; align-items: center; justify-content: center; }
    .stat-icon svg { width: 22px; height: 22px; color: var(--g700); }
    .stat-num { font-size: 34px; font-weight: 800; color: var(--g900); line-height: 1; margin-bottom: 4px; letter-spacing: -1px; white-space: nowrap; }
    .stat-num sup { font-size: 18px; font-weight: 700; }
    .stat-main { font-size: 14px; font-weight: 700; color: var(--g900); line-height: 1.3; margin-top: 6px; }
    .stat-sub { margin-top: 2px; font-size: 12px; color: var(--gray-400); line-height: 1.25; }

    /* ─────────────────────────────────────────────────────────────
       JOURNEY
    ───────────────────────────────────────────────────────────── */
    .journey { background: var(--gray-50); padding: 80px 0; }
    .journey-grid { display: grid; grid-template-columns: 1fr; gap: 56px; align-items: start; max-width: 820px; }
    .timeline { position: relative; display: grid; gap: 0; }
    .timeline::before { content: ''; position: absolute; left: 72px; top: 24px; bottom: 0; width: 2px; background: linear-gradient(to bottom, var(--g200), transparent); }
    .tl-item { display: grid; grid-template-columns: 140px 1fr; gap: 0; padding: 0 0 36px; }
    .tl-year {
      position: relative; text-align: right; padding-right: 24px; padding-top: 2px;
      font-size: 22px; font-weight: 800; color: var(--g700); letter-spacing: -1px; line-height: 1;
    }
    .tl-year::after {
      content: ''; position: absolute; right: -6px; top: 6px;
      width: 12px; height: 12px; border-radius: 50%;
      background: var(--white); border: 2.5px solid var(--g700);
      box-shadow: 0 0 0 4px rgba(21,101,192,.12);
    }
    .tl-body { padding-left: 24px; }
    .tl-title { font-size: 15px; font-weight: 700; color: var(--g900); margin-bottom: 6px; }
    .tl-desc { font-size: 13.5px; color: var(--gray-500); line-height: 1.65; }

    /* ─────────────────────────────────────────────────────────────
       FINANCIAL HIGHLIGHTS (white bg)
    ───────────────────────────────────────────────────────────── */

    #milestones { background: var(--white); padding: 0; scroll-margin-top: 140px; }

    .js #milestones .tl-card-left  { opacity: 0; transform: translateX(-50px); transition: opacity .7s cubic-bezier(.22,.61,.36,1), transform .7s cubic-bezier(.22,.61,.36,1); }
    .js #milestones .tl-card-right { opacity: 0; transform: translateX(50px);  transition: opacity .7s cubic-bezier(.22,.61,.36,1), transform .7s cubic-bezier(.22,.61,.36,1); }
    .js #milestones .tl-card-left.in, .js #milestones .tl-card-right.in { opacity: 1; transform: none; }
    .js #milestones .tl-dot { opacity: 0; transform: scale(0); transition: opacity .4s ease, transform .4s ease; }
    .js #milestones .tl-dot.in { opacity: 1; transform: scale(1); }

    #milestones .tl-row { margin-bottom: 16px !important; }
    #milestones .tl-card { padding: 18px 20px !important; }
    #milestones .tl-desc { font-size: 12.5px !important; line-height: 1.55 !important;
      display: -webkit-box; -webkit-line-clamp: 3; -webkit-box-orient: vertical;
      overflow: hidden; max-height: 5.5em; transition: max-height .4s ease; }
    #milestones .tl-card.expanded .tl-desc { -webkit-line-clamp: unset; max-height: 200px; }
    #milestones .tl-expand-btn { display: inline-block; margin-top: 8px; font-size: 11.5px; font-weight: 600; color: var(--g700); cursor: pointer; border: none; background: none; padding: 0; font-family: inherit; }
    #milestones .tl-expand-btn:hover { text-decoration: underline; }
    #milestones .tl-chips { margin-top: 10px !important; }
    #milestones .chip { font-size: 10px !important; padding: 3px 8px !important; }

    #milestones .tl-older { display: none; }
    #milestones .tl-older.open { display: contents; }
    #milestones .tl-show-more {
      display: flex; align-items: center; justify-content: center; gap: 10px;
      margin: 24px auto 0; padding: 11px 28px;
      background: transparent; border: 1.5px solid var(--g200);
      border-radius: 50px; font-family: inherit; font-size: 13px;
      font-weight: 600; color: var(--g700); cursor: pointer;
      transition: all var(--t);
    }
    #milestones .tl-show-more:hover { background: var(--g50); border-color: var(--g700); }
    #milestones .tl-show-more svg { width: 14px; height: 14px; transition: transform var(--t); }
    #milestones .tl-show-more.open svg { transform: rotate(180deg); }

    #milestones .intro-strip { background: var(--white); padding: 64px 0 0; }
    #milestones .intro-inner {
      display: grid; grid-template-columns: 1fr 1.5fr; gap: 60px; align-items: center;
      padding-bottom: 56px; border-bottom: 1px solid var(--gray-100);
    }
    #milestones .intro-left .label { margin-bottom: 8px; }
    #milestones .intro-left .h2 { font-size: clamp(22px, 2.8vw, 32px); }
    #milestones .intro-left .body-lg { max-width: 100%; }
    #milestones .intro-right { display: flex; flex-direction: column; gap: 16px; padding-top: 0; }
    #milestones .intro-fact {
      display: flex; gap: 14px; align-items: flex-start;
      background: var(--gray-50); border: 1px solid var(--gray-100);
      border-radius: var(--r); padding: 22px 24px;
    }
    #milestones .intro-fact-icon {
      width: 44px; height: 44px; border-radius: 10px; flex-shrink: 0;
      background: var(--g50); border: 1.5px solid var(--g100);
      display: flex; align-items: center; justify-content: center;
    }
    #milestones .intro-fact-icon svg { width: 20px; height: 20px; color: var(--g700); }
    #milestones .intro-fact-title { font-size: 22px; font-weight: 700; color: var(--ink); margin-bottom: 8px; line-height: 1.3; letter-spacing: -.2px; }
    #milestones .intro-fact-desc { font-size: 15.5px; color: var(--gray-500); line-height: 1.78; }

    #milestones .timeline-section { background: var(--gray-50); padding: 72px 0 96px; }
    #milestones .timeline-section .sec-header { text-align: center; max-width: 620px; margin: 0 auto 68px; }
    #milestones .accolades-section .sec-header { text-align: center; max-width: 620px; margin: 0 auto 68px; }

    #milestones .timeline { position: relative; max-width: 900px; margin: 0 auto; padding: 0 0 40px; display: block; }
    #milestones .timeline::before {
      content: ''; position: absolute; left: 50%; top: 0; bottom: 0; width: 2px;
      background: linear-gradient(180deg, var(--g700) 0%, var(--g200) 60%, transparent 100%);
      transform: translateX(-50%);
    }

    #milestones .tl-row {
      position: relative;
      display: grid;
      grid-template-columns: 1fr 80px 1fr;
      align-items: start;
      margin-bottom: 40px;
    }

    #milestones .tl-dot {
      position: relative; z-index: 2;
      width: 18px; height: 18px; border-radius: 50%;
      background: var(--gold); border: 3px solid var(--white);
      box-shadow: 0 0 0 3px var(--gold);
      margin: 28px auto 0;
    }

    #milestones .tl-card {
      background: var(--white); border-radius: 12px; box-shadow: var(--sh-md);
      padding: 24px 26px; border-left: 4px solid var(--gold); position: relative;
      transition: transform var(--t), box-shadow var(--t);
    }
    #milestones .tl-card:hover { transform: translateY(-4px); box-shadow: var(--sh-lg); }
    #milestones .tl-card-left { margin-right: 20px; }
    #milestones .tl-card-right { margin-left: 20px; border-left: none; border-right: 4px solid var(--gold); }

    #milestones .tl-year {
      display: inline-flex; align-items: center; justify-content: center;
      background: var(--g900); color: var(--gold);
      font-size: 22px; font-weight: 800; letter-spacing: -0.5px;
      padding: 6px 18px; border-radius: 100px; margin-bottom: 14px;
      text-align: center;
    }
    #milestones .tl-year::after { content: none; display: none; }
    #milestones .tl-headline { font-size: 15px; font-weight: 700; color: var(--g900); line-height: 1.3; margin-bottom: 8px; }

    #milestones .tl-chips { display: flex; flex-wrap: wrap; gap: 6px; }
    #milestones .chip { display: inline-flex; align-items: center; gap: 5px; font-size: 11px; font-weight: 600; letter-spacing: .3px; padding: 3px 10px; border-radius: 100px; }
    #milestones .chip-lipper { background: #E8F0FE; color: #1A56DB; }
    #milestones .chip-aam    { background: var(--gold-pale); color: var(--gold-dark); }
    #milestones .chip-nat    { background: #ECFDF5; color: #047857; }
    #milestones .chip-corp   { background: #F3F0FF; color: #6D28D9; }
    #milestones .chip::before { content: ''; width: 5px; height: 5px; border-radius: 50%; background: currentColor; flex-shrink: 0; }

    #milestones .accolades-section {
      background: linear-gradient(135deg, var(--g900) 0%, #0B2F70 100%);
      padding: 72px 0; position: relative; overflow: hidden;
    }
    #milestones .accolades-section::before {
      content: ''; position: absolute; top: -120px; right: -120px;
      width: 500px; height: 500px; border-radius: 50%;
      background: rgba(255,255,255,.05); pointer-events: none;
    }
    #milestones .accolades-inner { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 20px; }
    #milestones .accolade-card {
      background: rgba(255,255,255,.07); border: 1px solid rgba(255,255,255,.12);
      border-radius: var(--rl); padding: 28px 22px;
      text-align: center; transition: all var(--t);
    }
    #milestones .accolade-card:hover { background: rgba(255,255,255,.12); transform: translateY(-4px); }
    #milestones .accolade-icon {
      width: 56px; height: 56px; border-radius: 14px; margin: 0 auto 16px;
      background: rgba(255,255,255,.12); border: 1px solid rgba(255,255,255,.3);
      display: flex; align-items: center; justify-content: center;
    }
    #milestones .accolade-icon svg { width: 26px; height: 26px; color: var(--white); }
    #milestones .accolade-num { font-size: 38px; font-weight: 800; color: var(--white); line-height: 1; letter-spacing: -1px; margin-bottom: 6px; }
    #milestones .accolade-title { font-size: 13.5px; font-weight: 600; color: rgba(255,255,255,.9); margin-bottom: 4px; }
    #milestones .accolade-sub { font-size: 12px; color: rgba(255,255,255,.45); }

    #milestones .ip1 { margin-top: 12px !important; }
    #milestones .ip2 { margin-bottom: 48px !important; }

    @media (max-width: 1024px) {
      #milestones .intro-inner { grid-template-columns: 1fr; gap: 36px; }
      #milestones .intro-right { padding-top: 0; }
      #milestones .accolades-inner { grid-template-columns: repeat(2,1fr); }
    }
    @media (max-width: 768px) {
      #milestones .timeline::before { left: 22px; transform: none; }
      #milestones .tl-row { grid-template-columns: 44px 1fr; grid-template-rows: auto; }
      #milestones .tl-dot { margin: 22px 0 0 3px; width: 14px; height: 14px; }
      #milestones .tl-card-left { grid-column: 2; grid-row: 1; margin-right: 0; }
      #milestones .tl-card-right { grid-column: 2; grid-row: 1; margin-left: 0; border-left: 4px solid var(--gold); border-right: none; }
      #milestones .tl-empty { display: none; }
      #milestones .accolades-inner { grid-template-columns: repeat(2,1fr); }
    }
    @media (max-width: 480px) {
      #milestones .accolades-inner { grid-template-columns: 1fr; }
    }
    .corp-more { text-align: center; margin-top: 22px; }
    .corp-more a { color: var(--g700); font-weight: 700; font-size: 15px; text-decoration: underline; text-underline-offset: 3px; }
    .corp-more a:hover { color: var(--g800); }
    .ic-entity-switcher { margin: 8px 0 28px; }
    .ic-bio { font-size: 13px; color: rgba(255,255,255,.62); line-height: 1.7; margin-top: 8px; }

    .financials { background: var(--white); padding: 80px 0; }
    .financial-panel { max-width: 980px; margin: 46px auto 0; border: 1px solid var(--gray-200); border-radius: 20px; overflow: hidden; box-shadow: var(--sh-sm); }
    .financial-table-wrap { overflow-x: auto; }
    .financial-table { width: 100%; min-width: 700px; border-collapse: collapse; font-size: 13px; }
    .financial-table th { padding: 17px 20px; background: var(--g900); color: var(--white); font-size: 11px; font-weight: 700; text-align: right; letter-spacing: .15px; }
    .financial-table th:first-child { text-align: left; }
    .financial-table td { padding: 15px 20px; border-bottom: 1px solid var(--gray-100); color: var(--gray-600); text-align: right; font-variant-numeric: tabular-nums; }
    .financial-table td:first-child { color: var(--g900); font-weight: 600; text-align: left; }
    .financial-table tbody tr:nth-child(even) { background: var(--gray-50); }
    .financial-table tbody tr:last-child td { border-bottom: none; }
    .financial-cards { display: grid; grid-template-columns: repeat(3,1fr); gap: 16px; padding: 20px; background: var(--gray-50); border-top: 1px solid var(--gray-100); }
    .financial-card { padding: 22px 16px; text-align: center; background: var(--white); border: 1px solid var(--g100); border-radius: 14px; }
    .financial-year { font-size: 10px; font-weight: 700; letter-spacing: 1px; color: var(--gray-400); }
    .financial-value { margin: 5px 0 3px; font-size: 27px; line-height: 1; font-weight: 800; color: var(--g700); letter-spacing: -.8px; }
    .financial-label { font-size: 12px; color: var(--gray-500); }
    .financial-source { max-width: 980px; margin: 12px auto 0; font-size: 11px; font-style: italic; color: var(--gray-400); text-align: left; }

    /* ─────────────────────────────────────────────────────────────
       OUR INVESTMENT PHILOSOPHY
    ───────────────────────────────────────────────────────────── */
    .investment-philosophy { background: var(--gray-50); padding: 80px 0; }
    .philosophy-intro { display: grid; grid-template-columns: 1.12fr .88fr; margin-top: 40px; overflow: hidden; background: var(--white); border: 1.5px solid var(--gray-200); border-radius: var(--rl); }
    .philosophy-copy { padding: 44px 40px; }
    .philosophy-copy .body-lg { max-width: none; margin-top: 18px; }
    .philosophy-image { width: 100%; height: 100%; min-height: 310px; object-fit: cover; }
    .philosophy-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 20px; margin-top: 24px; }
    .philosophy-card { background: var(--white); border: 1.5px solid var(--gray-200); border-radius: var(--rl); padding: 28px 24px; transition: all var(--t); }
    .philosophy-card:hover { border-color: var(--g200); box-shadow: var(--sh-md); transform: translateY(-3px); }
    .philosophy-icon { width: 44px; height: 44px; display: flex; align-items: center; justify-content: center; margin-bottom: 17px; color: var(--g700); background: var(--g50); border: 1px solid var(--g100); border-radius: 12px; }
    .philosophy-icon svg { width: 20px; height: 20px; }
    .philosophy-card h3 { color: var(--g900); font-size: 15px; font-weight: 700; margin-bottom: 8px; }
    .philosophy-card p { color: var(--gray-500); font-size: 13px; line-height: 1.7; }
    .criteria-section { margin-top: 36px; }
    .criteria-section .body-lg { margin-bottom: 8px; }

    /* ══════════════════════════════════════════════════════════════
       SECTION 2: MANAGEMENT TEAM
    ══════════════════════════════════════════════════════════════ */
    #management-team { background: var(--g900); padding: 72px 0; }
    .mgmt-grid { display: flex; flex-wrap: wrap; justify-content: center; gap: 20px; margin-top: 44px; }
    .mgmt-card {
      flex: 0 1 calc((100% - 40px) / 3);
      max-width: calc((100% - 40px) / 3);
      width: 100%;
      background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.12);
      border-radius: var(--rl); padding: 28px 24px; transition: all var(--t);
    }
    .mgmt-card:hover { background: rgba(255,255,255,.1); border-color: rgba(255,255,255,.2); transform: translateY(-3px); }
    .mgmt-head { display: flex; align-items: center; gap: 16px; margin-bottom: 16px; }
    .mgmt-photo {
      width: 64px; height: 64px; border-radius: 50%; flex-shrink: 0;
      object-fit: cover; object-position: center top;
      border: 2px solid rgba(255,255,255,.25);
    }
    img[src*="khirwan"] { object-position: center 22%; }
    img[src*="geoffrey-teoh"],
    img[src*="muhammad-hafiz"],
    img[src*="adrian-shee"],
    img[src*="nimma-safira"] { object-position: center 18%; }
    .mgmt-role { font-size: 10.5px; font-weight: 700; letter-spacing: .5px; text-transform: uppercase; color: var(--gold); margin-bottom: 4px; }
    .mgmt-name { font-size: 15px; font-weight: 700; color: var(--white); line-height: 1.3; }
    .mgmt-divider { height: 1px; background: rgba(255,255,255,.1); margin-bottom: 14px; }
    .mgmt-bio { font-size: 13px; color: rgba(255,255,255,.58); line-height: 1.68; }
    .mgmt-tags { display: flex; flex-wrap: wrap; gap: 6px; margin-top: 14px; }
    .mgmt-tag { font-size: 10.5px; padding: 2px 10px; border-radius: 100px; background: rgba(255,255,255,.09); color: rgba(255,255,255,.65); }
    .mgmt-card--official { min-height: 142px; display: flex; align-items: center; }
    .mgmt-card--official .mgmt-head { width: 100%; margin-bottom: 0; }
    .mgmt-initials {
      width: 64px; height: 64px; border-radius: 50%; flex-shrink: 0;
      border: 2px solid rgba(255,255,255,.25);
      background: rgba(255,255,255,.08);
      display: flex; align-items: center; justify-content: center;
      font-size: 15px; font-weight: 700; color: var(--gold); letter-spacing: .3px;
    }

    #management-team .sec-header { margin-bottom: 18px; }
    .entity-switcher { padding: 0 0 8px; background: transparent; border: none; }
    .entity-switcher-inner {
      display: flex; flex-wrap: wrap; justify-content: center;
      gap: 10px; max-width: 920px; margin: 0 auto;
    }
    .entity-btn {
      appearance: none; border: none;
      background: rgba(255,255,255,.08); color: rgba(255,255,255,.8);
      font-family: inherit; font-size: 12.5px; font-weight: 600;
      padding: 12px 22px; border-radius: 12px; cursor: pointer;
      line-height: 1.35; white-space: normal; text-align: center;
      min-height: 48px; min-width: 240px;
      display: flex; align-items: center; justify-content: center;
      transition: all .2s ease;
    }
    .entity-btn:hover { background: rgba(255,255,255,.14); color: #fff; }
    .entity-btn.active { background: var(--gold); color: #0A2558; }
    .entity-panel { display: none; }
    .entity-panel.active { display: block; }
    .entity-empty {
      text-align: center; padding: 36px 20px;
      color: rgba(255,255,255,.55); font-size: 14px; line-height: 1.7;
      border: 1px dashed rgba(255,255,255,.2); border-radius: var(--rl);
      margin-top: 24px;
    }
    #board .entity-empty { color: var(--gray-500); border-color: var(--gray-200); background: #fff; }

    /* ══════════════════════════════════════════════════════════════
       SECTION 3: CORPORATE STRUCTURE
    ══════════════════════════════════════════════════════════════ */
    #corporate-structure { background: var(--white); padding: 80px 0; }
    .corp-frame {
      background: var(--gray-50); border: 1.5px solid var(--gray-200);
      border-radius: var(--rl); padding: 40px; margin-top: 48px;
      text-align: center; overflow: hidden;
    }
    .corp-frame img { max-width: 70%; height: auto; border-radius: var(--r); margin: 0 auto; display: block; }
    .corp-note { margin-top: 24px; font-size: 13px; color: var(--gray-400); }

    /* ══════════════════════════════════════════════════════════════
       SECTION 4: BOARD OF DIRECTORS
    ══════════════════════════════════════════════════════════════ */
    #board { background: var(--gray-50); padding: 72px 0; }
    #board .sec-header { margin-bottom: 18px; }
    .board-entity-switcher .entity-btn { background: var(--g100); color: var(--g700); }
    .board-entity-switcher .entity-btn:hover { background: var(--g200); color: var(--g900); }
    .board-entity-switcher .entity-btn.active { background: var(--gold); color: var(--g900); }
    .board-grid { display: flex; flex-wrap: wrap; justify-content: center; gap: 20px; margin-top: 44px; }
    .board-card {
      flex: 0 1 calc((100% - 20px) / 2);
      max-width: calc((100% - 20px) / 2);
      width: 100%;
      background: var(--white); border-radius: var(--rl);
      border: 1.5px solid var(--gray-200); border-left: 4px solid var(--gold);
      padding: 24px 24px; transition: all var(--t);
      display: flex; flex-direction: column;
    }
    .board-card:hover { box-shadow: var(--sh-md); transform: translateY(-3px); border-left-color: var(--g700); }
    .board-header { display: flex; align-items: center; gap: 16px; margin-bottom: 16px; }
    .board-photo {
      width: 60px; height: 60px; border-radius: 50%; flex-shrink: 0;
      object-fit: cover; object-position: center top;
      border: 2px solid var(--g100);
    }
    .board-type {
      display: inline-block; font-size: 10px; font-weight: 700;
      letter-spacing: .4px; text-transform: uppercase; padding: 2px 9px;
      border-radius: 100px; margin-bottom: 5px;
      white-space: normal; line-height: 1.35;
    }
    .board-type.ind { background: rgba(21,101,192,.08); color: var(--g700); }
    .board-type.non-ind { background: var(--gold-pale); color: var(--gold-dark); }
    .board-name { font-size: 15px; font-weight: 700; color: var(--g900); line-height: 1.3; }
    .board-divider { height: 1px; background: var(--gray-100); margin-bottom: 14px; }
    .board-bio { font-size: 13px; color: var(--gray-500); line-height: 1.65; flex: 1; }
    .board-bio + .board-bio { margin-top: 10px; flex: 0; }
    .board-quals { display: flex; flex-wrap: wrap; gap: 6px; margin-top: 12px; }
    .board-qual { font-size: 10.5px; padding: 2px 9px; border-radius: 100px; background: var(--g50); border: 1px solid var(--g100); color: var(--g700); font-weight: 600; }
    .board-card.board-card--identity { padding: 28px 24px; }
    .board-card.board-card--identity .board-header { margin-bottom: 0; }

    /* ══════════════════════════════════════════════════════════════
       SECTION 5: INVESTMENT COMMITTEE
    ══════════════════════════════════════════════════════════════ */
    #investment-committee {
      background: linear-gradient(140deg, var(--g900) 0%, #0B2F70 50%, var(--g800) 100%);
      padding: 80px 0; position: relative; overflow: hidden;
    }
    #investment-committee::before {
      content: ''; position: absolute; top: -100px; right: -100px;
      width: 500px; height: 500px; border-radius: 50%;
      background: rgba(255,255,255,.03); pointer-events: none;
    }
    .ic-intro {
      max-width: 760px; margin: 0 auto 52px; text-align: center;
      background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.12);
      border-radius: var(--rl); padding: 32px 40px;
    }
    .ic-intro p { font-size: 14px; color: rgba(255,255,255,.65); line-height: 1.8; margin-top: 10px; }
    .ic-intro p + p { margin-top: 10px; }
    .ic-grid { display: flex; flex-wrap: wrap; justify-content: center; gap: 20px; }
    .ic-card {
      flex: 0 1 calc((100% - 40px) / 3);
      max-width: calc((100% - 40px) / 3);
      width: 100%;
      background: rgba(255,255,255,.07); border: 1px solid rgba(255,255,255,.13);
      border-radius: var(--rl); padding: 28px 24px; transition: all var(--t);
    }
    .ic-card:hover { background: rgba(255,255,255,.12); transform: translateY(-3px); }
    .ic-photo {
      width: 64px; height: 64px; border-radius: 50%;
      object-fit: cover; object-position: center top;
      border: 2px solid rgba(255,255,255,.25);
      margin-bottom: 14px;
    }
    .ic-entity { font-size: 10.5px; font-weight: 700; letter-spacing: .6px; text-transform: uppercase; color: var(--gold); margin-bottom: 8px; }
    .ic-name { font-size: 15px; font-weight: 700; color: var(--white); margin-bottom: 4px; }
    .ic-pos { font-size: 12.5px; color: rgba(255,255,255,.55); margin-bottom: 14px; }
    .ic-divider { height: 1px; background: rgba(255,255,255,.1); margin-bottom: 14px; }
    .ic-bullets { display: flex; flex-direction: column; gap: 7px; }
    .ic-bullet { font-size: 12.5px; color: rgba(255,255,255,.6); line-height: 1.5; display: flex; align-items: flex-start; gap: 8px; }
    .ic-bullet::before { content: ''; width: 5px; height: 5px; border-radius: 50%; background: var(--gold); flex-shrink: 0; margin-top: 6px; }

    /* ══════════════════════════════════════════════════════════════
       SECTION 6: INTERNAL AUDITOR
    ══════════════════════════════════════════════════════════════ */
    #internal-auditor { background: var(--white); padding: 80px 0; border-top: 1px solid var(--gray-100); }
    .ia-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; margin-top: 52px; }
    .ia-logo-box { background: var(--white); border: 1.5px solid var(--gray-200); border-radius: var(--rl); padding: 44px 40px; text-align: center; }
    .ia-logo-box img { max-width: 240px; height: auto; margin: 0 auto 20px; }
    .ia-company { font-size: 20px; font-weight: 700; color: var(--g900); margin-bottom: 8px; }
    .ia-since { font-size: 13px; color: var(--gray-500); }

    /* ── EXTERNAL FUND MANAGERS STATEMENT ───────────────────────── */
    .external-managers { background: var(--gray-50); padding: 72px 0 64px; }
    .external-managers .sec-header { margin-bottom: 36px; }
    .efm-block { max-width: 980px; margin: 0 auto; text-align: left; }
    .efm-block h3 {
      font-size: 17px; font-weight: 700; color: var(--g900);
      line-height: 1.45; margin-bottom: 14px; text-align: center;
    }
    .efm-block > p {
      font-size: 14.5px; color: var(--gray-600); line-height: 1.75;
      text-align: center; max-width: 780px; margin-left: auto; margin-right: auto;
    }
    .efm-table-wrap {
      margin: 22px 0; overflow-x: auto;
      border: 1px solid var(--gray-200); border-radius: 14px;
      background: var(--white); box-shadow: var(--sh-sm);
    }
    .efm-table { width: 100%; border-collapse: collapse; min-width: 560px; }
    .efm-table th {
      padding: 13px 18px; text-align: left;
      font-size: 11px; font-weight: 700; letter-spacing: .5px; text-transform: uppercase;
      background: var(--g900); color: #fff;
    }
    .efm-table th:last-child { width: 28%; text-align: center; }
    .efm-table td {
      padding: 18px; vertical-align: middle;
      font-size: 13.5px; color: var(--gray-700); line-height: 1.65;
      border-top: 1px solid var(--gray-200);
    }
    .efm-table td:last-child {
      text-align: center; font-weight: 700; color: var(--g700);
      border-left: 1px solid var(--gray-200); white-space: nowrap;
    }
    .efm-table ul { margin: 0; padding-left: 18px; list-style: disc; }
    .efm-table li { margin-bottom: 6px; }
    .efm-table li:last-child { margin-bottom: 0; }
    .efm-total { margin: 12px 0 0; font-size: 13.5px; font-weight: 600; color: var(--g900); }

    /* ── TRUSTEE & SHARIAH ADVISERS ─────────────────────────────── */
    #trustee-shariah { background: var(--gray-50); padding: 46px 0 80px; }
    .adviser-wrap { max-width: 980px; margin: 0 auto; }
    .adviser-grid { display: grid; grid-template-columns: 1fr; gap: 22px; margin-top: 38px; }
    .adviser-card { overflow: hidden; background: var(--white); border: 1px solid var(--gray-200); border-radius: 18px; box-shadow: var(--sh-sm); }
    .adviser-head { display: flex; align-items: center; gap: 14px; padding: 22px 24px; background: var(--g50); border-bottom: 1px solid var(--gray-200); }
    .adviser-icon { width: 44px; height: 44px; display: flex; align-items: center; justify-content: center; flex-shrink: 0; border-radius: 12px; color: var(--white); background: var(--g800); }
    .adviser-icon.gold { background: #6B7280; }
    .adviser-icon svg { width: 21px; height: 21px; }
    .adviser-role, .adviser-label { color: var(--gray-400); font-size: 10px; font-weight: 700; letter-spacing: .8px; text-transform: uppercase; }
    .adviser-name { margin: 3px 0; color: var(--g900); font-size: 17px; font-weight: 800; }
    .adviser-name a { color: inherit; transition: color var(--t); }
    .adviser-name a:hover { color: var(--g700); text-decoration: underline; text-underline-offset: 3px; }
    .adviser-reg { color: var(--gray-400); font-size: 11px; }
    .adviser-details { display: grid; grid-template-columns: 1fr 1fr; }
    .adviser-detail { min-height: 104px; padding: 20px 22px; border-bottom: 1px solid var(--gray-200); }
    .adviser-detail:nth-child(odd) { border-right: 1px solid var(--gray-200); }
    .adviser-value { margin-top: 6px; color: var(--gray-600); font-size: 12.5px; line-height: 1.65; }
    .adviser-value a { color: var(--g700); font-weight: 600; overflow-wrap: anywhere; }
    .adviser-about { padding: 22px 24px 8px; }
    .adviser-about p { margin-top: 8px; color: var(--gray-500); font-size: 13px; line-height: 1.75; }
    .adviser-about p + p { margin-top: 12px; }
    .adviser-more {
      display: flex;
      flex-direction: column;
      align-items: center;
      justify-content: center;
      min-height: 88px;
      padding: 20px 24px;
    }
    .adviser-more.is-open {
      align-items: stretch;
      justify-content: flex-start;
      min-height: 0;
      padding: 0 0 22px;
    }
    .adviser-more-body { width: 100%; }
    .adviser-more.is-open .adviser-about { padding-top: 22px; }
    .adviser-roles { padding: 16px 24px 8px; }
    .adviser-roles .adviser-label { margin-bottom: 12px; }
    .adviser-roles ol {
      margin: 0; padding-left: 18px;
      list-style: decimal; list-style-position: outside;
    }
    .adviser-roles li { color: var(--gray-600); font-size: 13px; line-height: 1.7; margin-bottom: 8px; }
    .adviser-people { padding: 16px 24px 26px; display: flex; flex-direction: column; gap: 14px; }
    .adviser-people .adviser-label { margin-bottom: 2px; }
    .adviser-person {
      background: var(--gray-50); border: 1px solid var(--gray-200);
      border-radius: 14px; padding: 20px 22px;
    }
    .adviser-person-name { font-size: 15px; font-weight: 700; color: var(--g900); line-height: 1.35; }
    .adviser-person-title { font-size: 12.5px; font-weight: 600; color: var(--g700); margin-top: 3px; }
    .adviser-person-creds { display: flex; flex-wrap: wrap; gap: 6px; margin-top: 10px; }
    .adviser-cred {
      font-size: 10.5px; font-weight: 600; padding: 2px 9px; border-radius: 100px;
      background: var(--g50); color: var(--g700); border: 1px solid var(--g100);
    }
    .adviser-person p { margin-top: 10px; color: var(--gray-500); font-size: 13px; line-height: 1.75; }
    .adviser-person p + p { margin-top: 10px; }

    /* ── CAREERS ─────────────────────────────────────────────────── */
    #careers { background: var(--gray-50); padding: 80px 0; }
    .careers-wrap { max-width: 720px; margin: 0 auto; text-align: center; }
    .careers-wrap .label { margin-bottom: 8px; }
    .careers-wrap .body-lg { max-width: 560px; margin: 14px auto 0; }
    .careers-hire-block { margin-top: 36px; }
    .careers-hire-block h3 {
      font-size: clamp(22px, 2.6vw, 28px); font-weight: 700;
      color: var(--ink); margin-bottom: 12px;
    }
    .careers-hire-block a {
      font-size: 16px; font-weight: 600; color: var(--g700);
      text-decoration: underline; text-underline-offset: 3px;
    }
    .careers-hire-block a:hover { color: var(--g800); }

    /* ── MATERIAL LITIGATION ─────────────────────────────────────── */
    #material-litigation { background: var(--white); padding: 80px 0; }
    .litigation-wrap { max-width: 860px; margin: 0 auto; }
    .litigation-wrap .sec-header { margin-bottom: 36px; }
    .lit-acc { display: flex; flex-direction: column; gap: 12px; }
    .lit-acc-item {
      background: var(--white);
      border: 1px solid var(--gray-200);
      border-radius: 14px;
      box-shadow: var(--sh-sm);
      overflow: hidden;
      transition: border-color var(--t), box-shadow var(--t), background var(--t);
    }
    .lit-acc-item.open {
      border-color: var(--g200);
      background: var(--g50);
      box-shadow: var(--sh-md);
    }
    .lit-acc-btn {
      width: 100%;
      border: none;
      background: none;
      cursor: pointer;
      display: flex;
      align-items: center;
      justify-content: space-between;
      gap: 16px;
      padding: 20px 24px;
      font-family: inherit;
      font-size: 16px;
      font-weight: 700;
      color: var(--g900);
      line-height: 1.35;
      text-align: left;
    }
    .lit-acc-btn-text { display: flex; flex-direction: column; gap: 3px; min-width: 0; }
    .lit-acc-btn-name { font-size: 15px; font-weight: 700; color: var(--g900); line-height: 1.35; }
    .lit-acc-btn-title { font-size: 13px; font-weight: 600; color: var(--g700); }
    .board-charter-link { margin-top: 28px; text-align: center; font-size: 14px; font-weight: 600; }
    .board-charter-link a { color: var(--g700); text-decoration: underline; text-underline-offset: 3px; }
    .board-charter-link a:hover { color: var(--g800); }
    .adviser-learn-more {
      display: inline-flex; align-items: center; justify-content: center;
      align-self: center;
      margin: 0; padding: 0; border: none; background: none;
      font-family: inherit; font-size: 13px; font-weight: 600; color: var(--g700);
      cursor: pointer; line-height: 1;
    }
    .adviser-more.is-open .adviser-learn-more { margin-top: 8px; }
    .adviser-learn-more:hover { color: var(--g800); }
    .lit-acc-btn svg {
      width: 18px; height: 18px; flex-shrink: 0;
      color: var(--g700);
      transition: transform .35s cubic-bezier(.22,.61,.36,1);
    }
    .lit-acc-item.open .lit-acc-btn svg { transform: rotate(180deg); }
    .lit-acc-panel {
      display: grid;
      grid-template-rows: 0fr;
      transition: grid-template-rows .35s cubic-bezier(.22,.61,.36,1);
    }
    .lit-acc-item.open .lit-acc-panel { grid-template-rows: 1fr; }
    .lit-acc-inner { overflow: hidden; }
    .lit-acc-body {
      padding: 0 24px 22px;
      font-size: 14px;
      line-height: 1.75;
      color: var(--gray-500);
    }

    /* ── FOOTER ──────────────────────────────────────────────────── */
    .footer { background: var(--g900); color: rgba(255,255,255,.75); padding: 64px 0 0; }
    .footer-top { display: grid; grid-template-columns: 1.6fr 1fr 1fr 1.2fr; gap: 40px; padding-bottom: 48px; border-bottom: 1px solid rgba(255,255,255,.1); }
    .footer-logo img { height: 38px; width: auto; filter: brightness(0) invert(1); margin-bottom: 16px; }
    .footer-tagline { font-size: 13px; line-height: 1.7; color: rgba(255,255,255,.5); max-width: 280px; margin-bottom: 18px; }
    .footer-entities { list-style: none; display: flex; flex-direction: column; gap: 14px; max-width: 280px; }
    .footer-entities li { font-size: 12.5px; line-height: 1.45; color: rgba(255,255,255,.5); }
    .footer-entities li span { display: block; font-size: 11.5px; color: rgba(255,255,255,.35); margin-top: 3px; }
    .footer-col h4 { font-size: 11px; font-weight: 700; letter-spacing: 1.2px; text-transform: uppercase; color: var(--gold); margin-bottom: 16px; }
    .footer-col ul { list-style: none; display: flex; flex-direction: column; gap: 10px; }
    .footer-col ul a { font-size: 13.5px; color: rgba(255,255,255,.65); transition: color var(--t); }
    .footer-col ul a:hover { color: #fff; }
    .footer-address { font-size: 13px; line-height: 1.8; color: rgba(255,255,255,.55); margin-bottom: 20px; }
    .footer-contact-link { display: flex; align-items: center; gap: 8px; font-size: 13.5px; color: rgba(255,255,255,.75); margin-bottom: 10px; transition: color var(--t); }
    .footer-contact-link svg { width: 15px; height: 15px; flex-shrink: 0; }
    .footer-contact-link:hover { color: #fff; }
    .footer-bottom { display: flex; align-items: center; justify-content: space-between; padding: 20px 0; font-size: 12px; color: rgba(255,255,255,.3); flex-wrap: wrap; gap: 10px; }
    .footer-bottom-links { display: flex; gap: 20px; }
    .footer-bottom-links a { color: rgba(255,255,255,.3); transition: color var(--t); }
    .footer-bottom-links a:hover { color: rgba(255,255,255,.7); }
    .legal { background: rgba(0,0,0,.25); padding: 16px 0; font-size: 11.5px; color: rgba(255,255,255,.35); text-align: center; line-height: 1.6; }

    /* ── RESPONSIVE ──────────────────────────────────────────────── */
    @media (max-width: 1024px) {
      .overview-intro { grid-template-columns: 1fr; gap: 40px; }
      .overview-visual { display: none; }
      .stats-grid { grid-template-columns: repeat(2,1fr); }
      .commitment-grid { grid-template-columns: repeat(3,1fr); }
      .approach-grid { grid-template-columns: 1fr; }
      .philosophy-intro { grid-template-columns: 1fr; }
      .mgmt-card, .ic-card { flex-basis: calc((100% - 20px) / 2); max-width: calc((100% - 20px) / 2); }
      .board-card { flex-basis: 100%; max-width: 100%; }
      .ia-grid { grid-template-columns: 1fr; gap: 32px; }
      .footer-top { grid-template-columns: 1fr 1fr; gap: 32px; }
    }
    @media (max-width: 700px) {
      .entity-switcher-inner { justify-content: center; }
      .entity-btn { min-height: 48px; min-width: 0; width: 100%; max-width: 420px; }
    }
    @media (max-width: 768px) {
      .wrap, .container { padding-left: 20px; padding-right: 20px; }
      .nav-links, .nav-right .btn-sm { display: none; }
      .hamburger { display: flex; }
      .hero-photo { width: 100%; opacity: .3; }
      .hero-content { max-width: 100%; padding: 56px 0 68px; }
      .hero-title { font-size: clamp(26px, 6.4vw, 40px); }
      .sec-header { margin-bottom: 36px; }
      .financials, .investment-philosophy, #corporate-structure, #internal-auditor { padding-top: 64px; padding-bottom: 64px; }
      #management-team, #board, #investment-committee { padding-top: 60px; padding-bottom: 60px; }
      .entities-grid { grid-template-columns: 1fr; }
      .entity-cell { border-right: none; border-bottom: 1px solid rgba(255,255,255,.12); }
      .entity-cell:last-child { border-bottom: none; }
      .stats-grid { grid-template-columns: repeat(2,1fr); }
      .journey-grid { grid-template-columns: 1fr; }
      .financial-cards { gap: 10px; padding: 14px; }
      .adviser-grid { grid-template-columns: 1fr; }
      #careers, #material-litigation { padding-top: 64px; padding-bottom: 64px; }
      .mgmt-card, .ic-card { flex-basis: 100%; max-width: 100%; }
      .philosophy-grid { grid-template-columns: 1fr; }
      .philosophy-copy { padding: 32px 26px; }
      .tabs-inner { scroll-snap-type: x proximity; overscroll-behavior-x: contain; padding-right: 28px; }
      .section-tab { min-height: 44px; padding: 11px 12px; font-size: 12px; scroll-snap-align: center; }
      .section-tabs .wrap { position: relative; padding-right: 0; }
      .section-tabs .wrap::after { content: ''; position: absolute; top: 0; right: 0; bottom: 0; width: 38px; pointer-events: none; background: linear-gradient(90deg, rgba(255,255,255,0), rgba(255,255,255,.98)); }
      .scroll-hint { display: block; }
      .financial-panel { margin-top: 32px; border-radius: 14px; }
      .financial-table-wrap { -webkit-overflow-scrolling: touch; overscroll-behavior-x: contain; }
      .mgmt-card, .board-card, .ic-card, .philosophy-card { padding: 22px 20px; }
      .board-header, .mgmt-head { align-items: flex-start; }
      .adviser-head { padding: 20px; }
      .footer-top { grid-template-columns: 1fr 1fr; gap: 32px; }
    }
    @media (max-width: 480px) {
      .wrap, .container { padding-left: 16px; padding-right: 16px; }
      .hero-content { padding: 48px 0 58px; }
      .hero-title { font-size: clamp(24px, 7vw, 32px); }
      .hero-sub { font-size: 14px; line-height: 1.7; }
      .sec-header { margin-bottom: 30px; }
      .financials { padding: 64px 0; }
      .financial-cards { grid-template-columns: 1fr; }
      .financial-source { text-align: left; }
      .stats-grid { grid-template-columns: 1fr 1fr; }
      .stat-cell { min-width: 0; padding: 28px 12px; border-right: 1px solid var(--gray-100); border-bottom: 1px solid var(--gray-100); }
      .stat-cell:nth-child(even) { border-right: 0; }
      .stat-cell:nth-child(n+3) { border-bottom: 0; }
      .stat-num { font-size: 28px; }
      .stat-main { overflow-wrap: anywhere; }
      .stat-sub { overflow-wrap: anywhere; }
      .board-card { flex-basis: 100%; max-width: 100%; }
      .footer-top { grid-template-columns: 1fr; }
      .adviser-details { grid-template-columns: 1fr; }
      .adviser-detail:nth-child(odd) { border-right: none; }
      .adviser-detail { padding: 18px 20px; }
      .entity-switcher { width: 100%; }
      .entity-btn { flex: 1; justify-content: center; padding-left: 10px; padding-right: 10px; }
      .scroll-hint { margin-top: 8px; }
      .footer-bottom { flex-direction: column; text-align: center; }
    }
    @media (hover: none) {
      .mgmt-card:hover, .board-card:hover, .ic-card:hover, .philosophy-card:hover, .news-card:hover { transform: none; }
    }
  
    @media (max-width: 768px) {
      .nav-right .btn-sm { display: none !important; }
    }
    .dropdown.dropdown-wide { min-width: 290px; }
    .hamburger.open span:nth-child(1) { transform: rotate(45deg) translate(5px,5px); }
    .hamburger.open span:nth-child(2) { opacity: 0; transform: scaleX(0); }
    .hamburger.open span:nth-child(3) { transform: rotate(-45deg) translate(5px,-5px); }
    /* ── SHARED HOMEPAGE HEADER (accordion + drawer) ───────── */
    .mobile-nav {
      display: grid;
      grid-template-rows: 0fr;
      background: var(--white);
      border-top: 1px solid transparent;
      box-shadow: none;
      text-align: left;
      overflow: hidden;
      transition: grid-template-rows .35s cubic-bezier(.22,.61,.36,1),
                  box-shadow .35s ease,
                  border-color .35s ease;
    }
    .mobile-nav.open {
      grid-template-rows: 1fr;
      border-top-color: var(--gray-100);
      box-shadow: 0 14px 36px rgba(0,0,0,.10);
      max-height: 85vh;
    }
    .mobile-nav-inner {
      min-height: 0;
      overflow: hidden;
      padding: 0 24px;
      text-align: left;
    }
    .mobile-nav.open .mobile-nav-inner {
      overflow-y: auto;
      -webkit-overflow-scrolling: touch;
      padding: 12px 24px 28px;
    }
    .m-nav-link {
      display: flex; align-items: center; justify-content: flex-start;
      text-align: left;
      padding: 12px 0; font-size: 15px; font-weight: 500;
      color: var(--gray-700); border-bottom: 1px solid var(--gray-100);
      transition: color var(--t), padding-left var(--t);
    }
    .m-nav-link:hover, .m-nav-link.active { color: var(--g700); font-weight: 600; padding-left: 4px; }
    .mobile-nav .m-nav-link::before { display: none; }
    .m-nav-item { border-bottom: 1px solid var(--gray-100); text-align: left; }
    .m-nav-header {
      display: flex; align-items: center; justify-content: space-between;
      width: 100%; text-align: left; cursor: pointer;
    }
    .m-nav-header .m-nav-link { border-bottom: none; flex-grow: 1; text-align: left; justify-content: flex-start; }
    .m-chev-btn {
      width: 40px; height: 40px; border: none; background: transparent;
      display: flex; align-items: center; justify-content: center;
      color: var(--gray-400); cursor: pointer; border-radius: 6px;
      transition: all var(--t); flex-shrink: 0;
    }
    .m-chev-btn:hover { background: var(--g50); color: var(--g700); }
    .m-nav-chev { width: 14px; height: 14px; transition: transform var(--t); }
    .m-nav-item.open .m-nav-chev { transform: rotate(180deg); color: var(--g700); }
    .m-submenu {
      max-height: 0;
      overflow: hidden;
      opacity: 0;
      padding: 0 12px;
      margin-bottom: 0;
      background: var(--gray-50);
      border-radius: 8px;
      text-align: left;
      transition: max-height .35s cubic-bezier(.22,.61,.36,1),
                  opacity .25s ease,
                  padding .35s ease,
                  margin .35s ease;
    }
    .m-nav-item.open .m-submenu {
      max-height: 620px;
      opacity: 1;
      padding: 6px 12px 12px 14px;
      margin-bottom: 10px;
    }
    .m-submenu a {
      display: flex; align-items: center; justify-content: flex-start;
      text-align: left; gap: 8px;
      padding: 9px 0; font-size: 13.5px; color: var(--gray-600);
      border-bottom: 1px solid rgba(0,0,0,.04);
      transition: all var(--t);
    }
    .m-submenu a:last-child { border-bottom: none; }
    .m-submenu a::before {
      content: ''; width: 5px; height: 5px; border-radius: 50%;
      background: var(--g200); flex-shrink: 0; transition: background var(--t);
    }
    .m-submenu a:hover { color: var(--g700); padding-left: 4px; }
    .m-submenu a:hover::before { background: var(--gold); }

  
    .dropdown-parent { display: block; }
    .dropdown-nested {
      display: block;
      max-height: 0;
      opacity: 0;
      overflow: hidden;
      padding: 0 0 0 8px;
      pointer-events: none;
    }
    .nav-item.hover-open .dropdown-nested {
      max-height: 220px;
      opacity: 1;
      overflow: hidden;
      padding: 2px 0 6px 8px;
      pointer-events: auto;
    }
    .dropdown-nested a {
      font-size: 12.5px;
      opacity: 0;
      transform: none;
    }
    .nav-item.hover-open .dropdown-nested a {
      opacity: 1;
    }
    .dropdown-parent:hover .dropdown-nested a:nth-child(1),
    .dropdown-parent.is-expanded .dropdown-nested a:nth-child(1) { transition-delay: .04s; }
    .dropdown-parent:hover .dropdown-nested a:nth-child(2),
    .dropdown-parent.is-expanded .dropdown-nested a:nth-child(2) { transition-delay: .08s; }
    .dropdown-parent:hover .dropdown-nested a:nth-child(3),
    .dropdown-parent.is-expanded .dropdown-nested a:nth-child(3) { transition-delay: .12s; }
    .dropdown-parent:hover .dropdown-nested a:nth-child(4),
    .dropdown-parent.is-expanded .dropdown-nested a:nth-child(4) { transition-delay: .16s; }
    .m-submenu-nested {
      max-height: 0;
      opacity: 0;
      overflow: hidden;
      padding: 0 0 0 16px;
      transition: max-height .32s cubic-bezier(.22,.61,.36,1),
                  opacity .22s ease,
                  padding .32s ease;
    }
    .m-nav-item.open .m-submenu-nested {
      max-height: 220px;
      opacity: 1;
      padding: 0 0 4px 16px;
    }
    .m-submenu-nested a { font-size: 14px; color: var(--gray-500, #6B7280); }
    .footer .file-dl,
    .footer-bottom .file-dl,
    .footer-bottom-links .file-dl,
    .footer-links .file-dl {
      display: inline !important;
      align-items: unset !important;
      padding: 0 !important;
      border: none !important;
      background: transparent !important;
      border-radius: 0 !important;
      gap: 0 !important;
      white-space: inherit !important;
      box-shadow: none !important;
    }
    .footer-col ul a.file-dl {
      color: rgba(255,255,255,.65) !important;
      font-size: 13.5px !important;
      font-weight: 400 !important;
    }
    .footer-bottom-links a.file-dl {
      color: rgba(255,255,255,.3) !important;
      font-size: 12px !important;
      font-weight: 400 !important;
    }
    .footer-col ul a.file-dl:hover {
      background: transparent !important;
      color: #fff !important;
      border: none !important;
    }
    .footer-bottom-links a.file-dl:hover {
      background: transparent !important;
      color: rgba(255,255,255,.7) !important;
      border: none !important;
    }

    /* ── SHARED HEADER/FOOTER (homepage) ── */
    .ann {
      background: var(--g50); color: var(--gray-600, #4B5563);
      border-bottom: 1px solid var(--g100);
      font-size: 13px; text-align: center; padding: 9px 24px;
      display: flex; align-items: center; justify-content: center;
      gap: 10px; flex-wrap: wrap;
    }
    .ann strong { color: var(--g800, #0D3380); }
    .ann a { color: var(--g700); font-weight: 700; }
    .ann a:hover { text-decoration: underline; }
    .ann-sep { opacity: .3; }
    .ann-pulse {
      display: inline-block;
      width: 7px; height: 7px; border-radius: 50%;
      background: var(--g700);
      animation: pulse 2s ease-in-out infinite;
      flex-shrink: 0;
    }
    @keyframes pulse {
      0%, 100% { opacity: 1; transform: scale(1); box-shadow: 0 0 0 0 rgba(21,101,216,.35); }
      50%       { opacity: .8; transform: scale(1.15); box-shadow: 0 0 0 5px rgba(21,101,216,0); }
    }
    .navbar { margin-bottom: 0; }
    .nav-inner { height: 72px; }
    .nav-logo img { height: 42px; width: auto; }
    .nav-link {
      padding: 9px 14px !important;
      font-size: 13.5px !important;
    }
    @media (max-width: 1280px) {
      .nav-link { padding: 7px 9px !important; font-size: 12.5px !important; }
    }
    .nav-chev { width: 12px !important; height: 12px !important; }
    .dropdown {
      top: calc(100% + 8px) !important;
      left: 0 !important;
      right: auto !important;
      transform: translateY(10px) scale(.97) !important;
      transform-origin: top left !important;
      border-radius: var(--rl, 18px) !important;
      min-width: 220px !important;
      box-shadow: var(--sh-lg, 0 12px 48px rgba(0,0,0,.13)) !important;
      z-index: 200 !important;
    }
    .dropdown.dropdown-wide { min-width: 250px !important; }
    .nav-item:hover .dropdown,
    .nav-item.hover-open .dropdown {
      opacity: 1 !important;
      pointer-events: all !important;
      transform: none !important;
    }
    .dropdown a {
      display: flex !important;
      align-items: center !important;
      gap: 8px !important;
      padding: 9px 14px !important;
      font-size: 13.5px !important;
      border-radius: 8px !important;
    }
    .dropdown a::before {
      content: '' !important;
      width: 5px !important;
      height: 5px !important;
      border-radius: 50% !important;
      background: var(--g200) !important;
      flex-shrink: 0 !important;
    }
    .dropdown a:hover::before { background: var(--gold) !important; }
    .footer { background: var(--g900); color: rgba(255,255,255,.75); padding: 64px 0 0; }
    .footer-top {
      display: grid !important;
      grid-template-columns: 1.6fr 1fr 1fr 1.2fr !important;
      gap: 40px !important;
      padding-bottom: 48px !important;
      border-bottom: 1px solid rgba(255,255,255,.1) !important;
    }
    .footer-logo img {
      height: 38px !important;
      width: auto !important;
      filter: brightness(0) invert(1) !important;
      margin-bottom: 16px !important;
    }
    .footer-tagline {
      font-size: 13px !important;
      line-height: 1.7 !important;
      color: rgba(255,255,255,.5) !important;
      max-width: 280px !important;
      margin-bottom: 18px !important;
    }
    .footer-entities {
      list-style: none !important;
      display: flex !important;
      flex-direction: column !important;
      gap: 14px !important;
      max-width: 280px !important;
      margin: 0 !important;
      padding: 0 !important;
    }
    .footer-entities li {
      font-size: 12.5px !important;
      line-height: 1.45 !important;
      color: rgba(255,255,255,.5) !important;
    }
    .footer-entities li span {
      display: block !important;
      font-size: 11.5px !important;
      color: rgba(255,255,255,.35) !important;
      margin-top: 3px !important;
    }
    .footer-col h4 {
      font-size: 11px !important;
      font-weight: 700 !important;
      letter-spacing: 1.2px !important;
      text-transform: uppercase !important;
      color: var(--gold) !important;
      margin-bottom: 16px !important;
    }
    .footer-col h4.footer-h4-spaced { margin-top: 24px !important; }
    .footer-col ul {
      list-style: none !important;
      display: flex !important;
      flex-direction: column !important;
      gap: 10px !important;
    }
    .footer-col ul a {
      font-size: 13.5px !important;
      color: rgba(255,255,255,.65) !important;
    }
    .footer-col ul a:hover { color: #fff !important; }
    .footer-address {
      font-size: 13px !important;
      line-height: 1.8 !important;
      color: rgba(255,255,255,.55) !important;
      margin-bottom: 20px !important;
    }
    .footer-contact-link {
      display: flex !important;
      align-items: center !important;
      gap: 8px !important;
      font-size: 13.5px !important;
      color: rgba(255,255,255,.75) !important;
      margin-bottom: 10px !important;
    }
    .footer-contact-link svg { width: 15px !important; height: 15px !important; flex-shrink: 0 !important; }
    .footer-contact-link:hover { color: #fff !important; }
    .footer-bottom {
      display: flex !important;
      align-items: center !important;
      justify-content: space-between !important;
      padding: 20px 0 !important;
      font-size: 12px !important;
      color: rgba(255,255,255,.3) !important;
      flex-wrap: wrap !important;
      gap: 10px !important;
    }
    .footer-bottom-links { display: flex !important; gap: 20px !important; }
    .footer-bottom-links a { color: rgba(255,255,255,.3) !important; }
    .footer-bottom-links a:hover { color: rgba(255,255,255,.7) !important; }
    @media (max-width: 900px) {
      .footer-top { grid-template-columns: 1fr 1fr !important; gap: 32px !important; }
    }
    @media (max-width: 480px) {
      .footer-top { grid-template-columns: 1fr !important; }
      .footer-bottom { flex-direction: column !important; text-align: center !important; }
    }


.ip0{padding: 72px 0 0 !important; background: var(--white) !important}
.ip1{margin:0 0 12px !important}