Pheim Asia Ex-Japan Fund wins LSEG Lipper Fund Award 2024 — 4th consecutive year · View Accolades →
Simple · Transparent · Long-Term

Start Your
Investment Journey

Investing with us is straightforward. From as little as RM 1,000, you can access professionally managed unit trust funds with consistent long-term performance.

Growing your investment with us
RM 1,000 Minimum Start investing today
RM 1,000
Minimum Initial Investment
RM 100
Minimum Top-Up Amount
RSP
Regular Savings Plan Available
EPF-MIS
EPF Members Investment Scheme
Step-by-Step Guide

How to Invest with Us

Follow these six straightforward steps to begin your investment journey with us.

Choose your fund
1
Step 1

Choose Your Fund

Browse our unit trust funds and compare NAV, fees, and performance. Each fund has a minimum investment of RM 1,000. Affin Pheim Unit Trusts offers funds suited for different risk profiles — conservative, moderate, and growth-oriented investors.

Compare funds
Step 2

Understand the Fees

We believe in full transparency on costs:
Sales charge: Up to 5% (negotiable with distributor).
Annual management fee: 1.0–1.5% p.a.
Trustee fee: 0.055% p.a.
Redemption fee: Free.
Switching fee: 1 free switch per year, then max RM 100.

2
Understanding investment fees
Complete your application
3
Step 3

Complete Your Application

Fill in the application form, available from our office or authorised distributors. You will need: your NRIC (identity card), a completed application form, and proof of payment. Our team is happy to guide you through the process — call or visit us directly.

Step 4

Make Your Payment

Fill in the Transaction/Investment Form and make payment using the bank account details and payment instructions provided in the form.

4
Making your investment payment
Receive your confirmation
5
Step 5

Receive Confirmation

After your investment is processed, you will receive a confirmation statement. You can also invest through the EPF-MIS (Members Investment Scheme) if eligible. Track your investment at any time by contacting our office — our team is ready to assist.

Step 6

Stay Invested & Grow

Affin Pheim's funds have delivered consistent long-term returns. Consider a Regular Savings Plan (RSP) to dollar-cost average your investment over time. Our experienced team is here to support you every step of the way — from selection to long-term portfolio growth.

6
Long-term investment growth
Fees & Charges

Transparent Fees, No Surprises

Clear, simple pricing so you know exactly what you pay. Our team is committed to keeping costs fair and straightforward.

Up to 5%
Sales Charge
Negotiable with your authorised distributor
1.0–1.5%
Annual Management Fee
Per annum, varies by fund
0.055%
Trustee Fee
Per annum, paid to fund trustee
Free
Redemption Charge
No exit or redemption fee
1 Free/yr
Switching Fee
First switch free; max RM 100 thereafter
Investment Methods

Three Ways to Invest

Choose the investment approach that works best for your financial goals and timeline.

Have questions? Our team is ready to help.

Speak with our investment specialist — we make getting started simple.